By The Numbers
Deposit Rates
Savings and Investment Rates Accurate as of May, 11 2024.
Ready to open an account?
Visit your local branch
877.MY.METRO
Open Now
Certificates of Deposit Accounts
Open a Certificate of Deposit Account
| CDS | APY * | INTEREST RATE | MINIMUM BALANCE TO EARN INTEREST | MIN BALANCE TO OPEN |
|---|---|---|---|---|
3 Months | 5.00% | 5.00% | $0.01 | $500.00 |
6 Months | 5.25% | 5.25% | $0.01 | $500.00 |
9 Months | 5.15% | 5.15% | $0.01 | $500.00 |
12 Months | 5.10% | 4.97% | $0.01 | $500.00 |
13 Months | 4.00% | 3.92% | $0.01 | $500.00 |
14 Months | 4.00% | 3.92% | $0.01 | $500.00 |
15 Months | 5.00% | 4.88% | $0.01 | $500.00 |
17 Months | 4.00% | 3.92% | $0.01 | $500.00 |
18 Months | 5.10% | 4.97% | $0.01 | $500.00 |
21 Months | 4.00% | 3.92% | $0.01 | $500.00 |
24 Months | 4.75% | 4.64% | $0.01 | $500.00 |
30 Months | 4.00% | 3.92% | $0.01 | $500.00 |
36 Months | 4.60% | 4.50% | $0.01 | $500.00 |
48 Months | 4.50% | 4.40% | $0.01 | $500.00 |
60 Months | 4.45% | 4.35% | $0.01 | $500.00 |
Today's Date: 06/18/2024
*Annual Percentage Yield (APY) is accurate as of the last interest declaration date of May 11, 2024.
Rates shown are for new accounts opened and are subject to change after account opening. Fees may reduce earnings. After account opening, the current rate can be found within Metro iBanking and on the account statement.
Certificate of Deposit: Federal Regulations require a substantial penalty on funds withdrawn prior to maturity for all Certificate of Deposit (CD) accounts. Fees and penalties may reduce earnings. All CDs that roll over upon maturity will earn the interest rate in effect at that time. At maturity New Money CDs roll into a Regular CD at a comparable term. Please see Metro's Truth-in-Savings Disclosure for Certificates of Deposit; ask a Metro Representative for further information about these accounts.
IRA/Roth Certificates of Deposit Accounts
Learn about our IRAs
Please visit any Metro location to open.
| CDS | APY * | INTEREST RATE | MINIMUM BALANCE TO EARN INTEREST | MIN BALANCE TO OPEN |
|---|---|---|---|---|
12 Months | 5.20% | 5.07% | $0.01 | $500.00 |
15 Months | 5.10% | 4.97% | $0.01 | $500.00 |
18 Months | 5.20% | 5.07% | $0.01 | $500.00 |
24 Months | 4.85% | 4.74% | $0.01 | $500.00 |
36 Months | 4.70% | 4.59% | $0.01 | $500.00 |
48 Months | 4.60% | 4.50% | $0.01 | $500.00 |
60 Months | 4.55% | 4.45% | $0.01 | $500.00 |
Today's Date: 06/18/2024
*Annual Percentage Yield (APY) is accurate as of the last interest declaration date of May 11, 2024.
Rates shown are for new accounts opened and are subject to change after account opening. Fees may reduce earnings. After account opening, the current rate can be found within Metro iBanking and on the account statement.
Certificate of Deposit: Federal Regulations require a substantial penalty on funds withdrawn prior to maturity for all Certificate of Deposit (CD) accounts. Fees and penalties may reduce earnings. All CDs that roll over upon maturity will earn the interest rate in effect at that time. At maturity New Money CDs roll into a Regular CD at a comparable term. Please see Metro's Truth-in-Savings Disclosure for Certificates of Deposit; ask a Metro Representative for further information about these accounts.
Money Market Accounts
| ACCOUNT | APY * | DIVIDEND RATE | MIN BALANCE TO EARN DIVIDEND | MIN BALANCE TO OPEN |
|---|---|---|---|---|
Online Money Market | 0.50% | 0.50% | $0.01 - $1,999.99 | $2,000.00 |
| 1.00% | 1.00% | $2,000.00 - $9,999.99 | - | |
| 4.35% | 4.27% | $10,000.00 or more | - |
Today's Date: 06/18/2024
*Annual Percentage Yield (APY) is accurate as of the last dividend declaration date of December 16, 2023.
Rates shown are for new accounts opened and are subject to change after account opening. Fees may reduce earnings. After account opening, the current rate can be found within Metro iBanking and on the account statement.
Online Money Market Account: Rate shown is for new accounts opened. Minimum opening deposit $2,000.00; minimum balance of $2,000.00 to avoid $5.00 monthly service fee. The rate may vary after account opening, is subject to change without notice and is based on daily balances. Rates may change throughout the month and will affect the monthly dividend payment. Funds earn dividends from the first business day of deposit and are compounded and paid monthly.
Savings Accounts
Savings Accounts
| ACCOUNT | APY * | DIVIDEND RATE | MIN BALANCE TO EARN DIVIDEND | MIN BALANCE TO OPEN |
|---|---|---|---|---|
Membership Savings | 0.10% | 0.10% | $25.00 | $5.00 |
IRA Savings | 0.50% | 0.50% | $25.00 | $10.00 |
Christmas Club | 0.10% | 0.10% | $25.00 | $10.00 |
Vacation Club | 0.10% | 0.10% | $25.00 | $10.00 |
My Reward Savings1 | 2.00% | 1.98% | $0.01 - $3,000.00 | $5.00 |
| 0.10% | 0.10% | $3,000.01 or more | - | |
High Yield Savings2 | 0.50% | 0.50% | $0.01 - $9,999.99 | $10,000.00 |
New Money to Open | 5.00% | 4.89% | $10,000.00 or more | - |
Today's Date: 06/18/2024
*Annual Percentage Yield (APY) is accurate as of the last dividend declaration date of December 16, 2023.
Rates shown are for new accounts opened and are subject to change after account opening. Fees may reduce earnings. After account opening, the current rate can be found within Metro iBanking and on the account statement.
1 My Reward Savings Account: $5.00 minimum deposit to open. One My Reward Savings per person and must be linked to My Reward Checking. 2.00% APY will be paid on the balance in your account up to $3,000.00. A dividend rate of 0.10% will be paid on the remaining balance in your account that exceeds $3,000.00. For example a $3,000.01 balance in your account will earn 2.00% APY and a $4,000.00 balance in your account will earn a blended rate of 1.53% APY. The rate may change after account opening, is subject to change without notice and is based on daily balances. Rates may change throughout the month and will affect the monthly dividend payment. Funds earn dividends from the first business day of deposit and are compounded and paid monthly.
2 High Yield Savings Account: Rate shown is for new accounts which require a minimum opening deposit of $10,000.00 in New Money. To satisfy this requirement an additional $10,000.00 in external funds must be added to transfers from existing Metro Credit Union accounts. The account cannot be accessed using an ATM or Debit Card The rate may vary after account opening, is subject to change without notice and is based on daily balances. Rates may change throughout the month and will affect the monthly dividend payment. Funds earn dividends from the first business day of deposit and are compounded and paid monthly.
Related Content
Become a Member- Community Products
- Mortgages
- Savings Accounts
- Vehicle Loan Rates
- Gap Insurance
- Youth Accounts
Fees may apply. See the Membership Account Agreement for details. Programs, rates, terms and conditions subject to change without notice. All loans are subject to credit approval. Credit Union membership is required; members must maintain a membership account with a minimum of $5.00.
